St. Paul Debt Collection Lawyer
At Dudley and Smith, P.A. we offer an extensive range of legal services including debt collection disputes and representation to clients across Minnesota and Wisconsin. If you are dealing with a debt collection dispute, look to the assistance of Dudley and Smith, P.A. We will fight on your behalf to ensure your rights are protected.
Violations of the Fair Debt Collection Practices
Debt collectors have a job to do, but there is a right way and a wrong way to go about it. Some debt collectors will not obey the rules and regulations laid out in the Fair Debt Collection Practices, which means you could be hounded at all hours of the night or continue to be harassed even after the debt collection should have stopped. Creditor harassment may include repeated/excessive phone calls, harassment, using obscene language, making threats, and contacting friends or family members to attempt to get to you.
Debtors and Creditors Rights Lawyer
If you are having trouble with debt collectors, then Dudley and Smith, PA can provide you with legal assistance and an affordable solution to this stressful problem. We can help you with any instance of unfair debt collection, including:
- Creditors illegally hounding you after the allowed hours
- Creditors using fraud to attempt to contact you
- Debt collection abuse and harassment
- Fair Debt Collection claims
- Creditors attempting to collect old debts past the statute of limitations
- Wrongful repossession cases
- Assistance with debt settlement and debt consolidation
- Bankruptcy options and alternatives
- Instances of identity theft or errors in billing
- Fair Credit Reporting claims
- Credit card company arbitration claims
Moving Past the Debt
Speaking to a St. Paul debt collection lawyer cannot make the entire situation go away, but it can help alleviate the stress and help you get your finances back in order. At Dudley and Smith, P.A., if your case needs action, we will deal with the documentation and filing a complaint to the Fair Credit Reporting Act or Fair Debt Collection Practices on your behalf. We know how the process works and can ensure that, if your rights are being violated in any way, we will work to stop unlawful creditor behavior. We will also sit down with you to determine your best way to manage your finances and ensure that this does not happen again. Debt consolidation, chapter 7 (liquidation) or chapter 13 (reorganization) bankruptcy may be options you might also want to consider.
St. Paul Debt Collection Attorney
Steven C. Opheim handles all instances of creditors’ and debtors’ rights for Dudley and Smith, P.A. and has been helping clients with creditor problems for over 25 years. It is his highest priority to serve his clients’ best interests. For aggressive representation during your time of need, contact St. Paul-based law firm Dudley and Smith, P.A. today at 651-291-1717.
As the newest member of Dudley and Smith, P.A., Kathleen M. Wagner has focused her practice on debt collection. Whether you are trying to enforce a judgment to collect a debt or are in need of creative solutions for paying off your debt, Kathleen will work to protect your rights. To speak with an experienced attorney in the area of debt collection, contact St. Paul-based law firm Dudley and Smith, P.A. today at 651-291-1717.
With broad experience in many areas of law, Brian M. Glodosky brings a unique perspective to his debt collection practice, offering creative solutions for any debt situation that serves his clients’ best interests. To see what solution works best for your situation, contact St. Paul-based law firm Dudley and Smith, P.A. today at 651-291-1717.
